Green Mortgages and Socially Responsible Mortgages:
Using Your Mortgage to Make a Difference!
The two hottest trends in the mortgage industry for both new home loans and home refinance loans are Socially Responsible Mortgages and Green Mortgages.
What is a Socially Responsible Mortgage? A home mortgage is called a "Socially Responsible" mortgage or a progressive mortgage when the mortgage broker donates 10% or more of their total commissions to your favorite charity - at zero cost to you - because they care. While Socially Responsible Mortgages or Progressive Mortgages cost the same or less than any other mortgage from any bank or lender - two things make these mortgages special.
First, with most "Socially Responsible" mortgage, your socially responsible mortgage broker is not restricted to any one bank or lender - so the mortgage broker can pick just the right loan for you from any of dozens of lenders and hundreds of loan types and programs. This means lenders and banks compete for your business - so you get truly great rates and low costs.
Second, the power is in YOUR hands! With a "Socially Responsible" mortgage, you get to decide where the 10% charity donation goes! And then YOU also get any tax write off for the donation! What this means is that when you get a Socially Responsible mortgage, your mortgage broker will donate $100's or $1,000's of dollars to your favorite charity, church or social organization - whether it is the American Cancer Society, the Boys & Girls Club, the VFW, the Sierra Club, or any other standard charity you like. All at no additional cost to you!
What is a Green Mortgage? A home mortgage is called a "Green" mortgage when you use the mortgage to add any combination of solar power or hot water, alternative energy systems, energy efficient appliances, or even purchase greenhouse gas reduction credits or "green tags" for your home. When used in combination to add or retrofit solar energy systems, these green mortgage loans are called solar mortgage loans.
How is a Green Mortgage different from a "green" mortgage broker? A green mortgage broker is a broker who commits to reducing and greening their office's environmental impact, carbon emissions, paper usage, etc. While there are no set standards for a "green" mortgage broker, they should at least: use renewable energy (when available), use 100% recycled office paper, use 100% fluorescent light bulbs, participate in a 100% carbon off-set or reduction program, recycle 100% of office waste and offer "digital" documents to customers as a green paperless alternative.
Remember: with a Socially Responsible Mortgage, you can make us donate $100's or even $1,000's to your favorite charity for free and with a Green Mortgage, you can dramatically lower your global warming impact and your energy bills! Why not do both?
Want a Socially Responsible Mortgage or Green Mortgage? Call Better World Mortgage.com™ at 503-936-9989.
People often ask "What Kind of Mortgage can I get with green or socially responsible mortgages?" You can use a Better World Mortgage.com™ progressive, green and socially responsible mortgage services for your new home loan, when refinancing your home for a better rate, to add Solar and other alternative energy modifications, and for home remodel projects.
You can also use Better World Mortgage.com™ to get the very best rates for new home construction loans, adjustable rate mortgages, charity mortgages, medical mortgages, adjustable rate mortgages (ARMS), FHA loans, reverse mortgages, VA Loans, "Pick A Payment" mortgage loans, bare land & lot loans, commercial loans, and mortgages for professionals wishing to own a property rather than pay rent. You name it - if it has to do with mortgages - our Better World Mortgage™ green and socially responsible mortgage brokers can help!Ready to Apply for a loan with Better World Mortgage™? You can apply 24 hours a day - simply complete our 2 Minute form: Quickie Loan Form and we'll call you as soon as we receive it!
Questions about our program? Call us or send us an email here: Contact Us.
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Don't just get a mortgage, make the world a better place!